The best Chaser alternative for AI credit control (2026)

Chaser is a well-known name in invoice chasing. If you're weighing up alternatives, the right question isn't "which is most popular" — it's which tool does the most of your credit-control work for you. Here's what to look for, and where in2 collect takes a different approach.

What to look for in a Chaser alternative

• Does it only send, or does it handle replies? Most tools automate outbound reminders. Far fewer do anything with the responses that come back.
• Is the chasing genuinely smart? Templated dunning is easy to ignore. AI-written, tone-matched messages perform better.
• Can customers pay in one click? A pay-now link in every chase removes days from your DSO.
• Does it help you avoid bad debt? Credit risk scoring and limits stop problems before they start.
• Is pricing transparent? Many tools hide pricing or start at a high entry point.

How in2 collect compares

in2 collect is built around one idea: an AI credit controller that runs the whole loop, not just the outbound email.

The standout is the reply & dispute inbox. Everyone sends chasers; almost nothing handles what comes back — "we already paid", "send me a copy", "we dispute line 3". in2 collect reads those, classifies them, logs promises to pay and drafts the response for you to approve.

Who in2 collect is for

If you're a UK business on Xero or Sage that wants AI to actually run credit control — chasing, replies, payments and credit risk — rather than just fire out reminders, it's worth a look. It's especially strong for finance teams tired of "I already paid" emails piling up.

See how it works on the in2 collect homepage, or read our guide to automating invoice chasing in Xero.